When in crowded places we are regularly warned to watch our . But increasingly, the real threat to our money is not from pickpockets but from cyber criminals. In this weekR7;s Tech Talk, IBTimes UK editor David Gilbert speaks to James Lyne from company Sophos, who explains just how easy it is for cyber-criminals to clone our cards, steal our money and even empty our wallets. “A lot of people would think with a modern credit card like this with chip and pin and the latest security features, it would be very difficult,” says Lyne. “But unfortunately, retailers are the weakest link and a lot of countries where we do transactions don’t support these more modern technologies”. “ transactions in fact represent a bigger opportunity for the cyber criminals, because they can achieve scale. There’s actually some terribly bad user habits that have been drilled into them that can get them into a lot of trouble,” he adds.

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